Glossary · People and paperwork
In short
An institution that provides loans or financing, often specializing in specific types of credit or industries, distinct from traditional banks.
While SBA loans are typically processed by banks, some specialized finance companies might offer other forms of financing alongside your SBA loan, such as equipment financing or lines of credit. Be aware of their terms, as they often have different fee structures and interest rates than banks.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day