Glossary · Doing the deal
In short
A loan is fully disbursed when all the approved loan funds have been paid out to the borrower and seller. This marks the end of the funding process for your acquisition.
For a business acquisition, the loan funds are usually disbursed at closing, directly paying the seller and covering other project costs. You need to ensure all funds are disbursed according to the SBA Loan Authorization. Delays can impact your deal timeline.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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