Glossary · The loan itself
In short
This is the largest loan amount the SBA will guarantee under its 7(a) program. Currently, it's $5 million, which sets the upper limit for your acquisition financing.
The SBA 7(a) loan program has a maximum guaranty limit of $5 million. This means that while lenders can originate larger loans, the SBA's backing caps at $5 million. If your acquisition requires more than $5 million in debt, you'll need a conventional loan or a different financing structure.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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