Glossary · Reading the business
In short
These are essential services like electricity, water, and gas. They are a recurring operating cost that directly impacts a business's profitability and cash flow.
When reviewing financials, ensure utilities are consistently expensed and consider seasonal fluctuations. High or erratic utility costs could signal inefficient operations or deferred maintenance, impacting your post-acquisition operating budget.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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