Glossary · The loan itself
In short
An origination fee is a charge from the lender for processing and underwriting your loan application. It covers the administrative costs of setting up your SBA loan.
This fee is typically a percentage of the loan amount, and it's one of the lender closing costs you'll pay at closing. While it adds to your total project costs, it's a standard part of obtaining an SBA loan. Ensure you understand all fees upfront.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
Free · No documents · Usually same-day