Glossary · The loan itself
In short
The total sum of the remaining balances on all loans, specifically referring to all SBA loans a borrower or its affiliates currently owe.
The SBA has a maximum loan amount of $5 million per borrower. Lenders check your "aggregate outstanding principal" across all your existing SBA loans to ensure this cap isn't exceeded. If you have other businesses with SBA loans, their principal balances count towards your total limit for a new 7(a) loan.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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