Glossary · Your money in the deal
In short
The initial money needed to launch a new business. For an acquisition, it refers to the funds required to get the acquired business running effectively post-closing.
While 7(a) loans cover acquisition costs, you often need additional working capital for immediate post-acquisition expenses or to implement your initial business plan. This capital comes from your equity injection. Ensure your financial projections account for sufficient working capital to avoid early cash flow issues.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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