Glossary · Your money in the deal
In short
This is the cash or other assets you contribute to the deal as your required Equity injection. It's your personal stake in the business.
Your Equity injection typically needs to be at least 10% of the Total project costs for a Business acquisition loan. This Buyer equity must come from Seasoned funds or be verifiable through Gift letter or Home equity line of credit. It proves your commitment and reduces lender risk.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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