Glossary · The loan itself
In short
Loan pricing refers to the interest rate and fees charged on a loan, determining your cost of borrowing. As a buyer, you care because it directly impacts your monthly debt service and the overall profitability of your acquired business.
SBA 7(a) loan pricing is typically a variable rate tied to a base rate like the WSJ Prime Rate or Term SOFR, plus a lender's spread, subject to SBA maximums. Understand the current rates and how they might fluctuate. The ongoing servicing fee is also part of your overall loan cost.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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