Glossary · The loan itself
In short
The SBA Peg Rate is an alternative base rate lenders can use for variable interest rates on SBA 7(a) loans. It's set by the SBA and changes quarterly.
While most lenders use WSJ Prime or Term SOFR, some may offer the SBA Peg Rate as the index for your variable interest loan. Understand how often it adjusts and compare its historical volatility to other base rates to gauge potential payment fluctuations. It's less common but an option.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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