Glossary · The loan itself
In short
The schedule detailing how you will pay back your SBA 7(a) loan, including principal and interest, over the loan's term. This dictates your monthly debt service and cash flow requirements.
Your SBA 7(a) loan will have a fixed repayment plan, typically with monthly payments over 10 years for a business acquisition. Understand the amortization schedule and how principal and interest payments change over time. Ensure your projected cash flow after debt service can comfortably cover these payments.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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