Glossary · The loan itself
In short
The total sum of money borrowed across all SBA loans. The SBA has limits on the maximum aggregate principal amount an individual or affiliated group can have outstanding.
This refers to the total principal balance of all 7(a) loans you (and any affiliated businesses) have outstanding. The current statutory maximum for a 7(a) loan is $5 million. Your lender will check your history to ensure you don't exceed this cap across all your businesses.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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