Glossary · The loan itself
In short
The total amount of outstanding SBA-guaranteed debt associated with a borrower or affiliated group. It's how the SBA tracks your utilization against the aggregate cap.
This is the sum of the principal balances for all SBA loans you've received, including the one you're applying for. The SBA uses this to ensure you remain within the $5 million aggregate cap. Your lender will verify your total exposure by checking your Taxpayer Identification Number and affiliations.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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