Glossary · The loan itself
In short
This is the Small Business Administration's primary program for providing financial assistance to small businesses, including those acquiring an existing business. It offers government-backed loans through partner lenders.
As a buyer, this program is your go-to for financing an acquisition due to its favorable terms like lower down payments, longer repayment periods, and competitive interest rates compared to conventional loans. Understand the eligibility requirements and use of proceeds early in your search.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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