Glossary · Reading the business
In short
This is an asset that cannot be easily or quickly converted into cash without a substantial loss in value. You care because these assets don't contribute to immediate cash flow and can't readily cover unexpected expenses or loan payments.
Examples include specialized equipment, real estate, or certain long-term investments. While they hold value, you can't rely on them for short-term liquidity. Focus on the business's cash flow and working capital for operational needs.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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