Glossary · The loan itself
In short
This is a standard bank loan not backed by a government guaranty, unlike an SBA loan. They typically have stricter collateral requirements and less flexible terms.
Most small business acquisitions can't get a Conventional bank loan due to insufficient collateral or cash flow for typical bank standards. The SBA 7(a) loan bridges this gap by offering a government guaranty, making banks more willing to lend for business purchases.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
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