Glossary · The loan itself
In short
This is the highest total amount of SBA 7(a) loans a single borrower or group of affiliated businesses can have outstanding at one time. It's a hard cap on your total SBA financing.
The current maximum is $5 million per borrower (including affiliates). If you already have an SBA loan, that amount counts towards this limit. When considering a deal, ensure your total proposed SBA financing, including any existing loans, doesn't exceed this.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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