Glossary · The loan itself
In short
This is the total sum of all unpaid principal amounts across all SBA loans a borrower or its affiliates currently owe. The SBA has limits on this total.
The SBA has a maximum loan limit per borrower, which applies to the aggregate outstanding principal balance across all 7(a) loans. Your lender will check this to ensure your new loan, combined with any existing SBA debt you or your affiliated businesses have, does not exceed the program's cap. This is a key eligibility check.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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