Glossary · Reading the business
In short
This refers to the total funds needed to complete your business acquisition, including the purchase price, working capital, closing costs, and any required renovations or equipment.
When applying for an SBA loan, you must clearly itemize all project costs. This total determines your required equity injection and the maximum loan amount. Be thorough, as underestimating can lead to funding gaps or delays. Lenders will scrutinize this breakdown.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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