Glossary · The loan itself
In short
An SBA loan program designed for long-term fixed asset financing, like real estate or major equipment, typically for expansion. It's different from a 7(a) loan and usually not used for pure business acquisitions without significant real estate.
While both are SBA programs, a 504 Loan is distinct from your 7(a) loan. It involves a bank lender and a Certified Development Company (CDC) and has specific Use of proceeds rules. Don't confuse it with the 7(a) for buying a business; it's generally unsuitable for working capital or goodwill.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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