Glossary · Reading the business
In short
A business focused on the collection, buying, and selling of rare coins or stamps. The SBA generally considers these businesses ineligible for 7(a) loans.
Like commodity speculation, businesses whose primary activity is collecting and selling rare coins or stamps for appreciation are generally not eligible for SBA 7(a) financing. This is because the SBA views these activities as speculative rather than true operating businesses. Verify the target business's primary revenue source carefully.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
Free · No documents · Usually same-day