For SBA lenders
Short answer
The certifications on SBA Form 1919 obtain the borrower's formal attestations regarding eligibility, criminal history, use of proceeds, and other critical program requirements, serving as a basis for lender and SBA decisions.
Form 1919 requires the borrower to certify under penalty of perjury various aspects of their eligibility and intended use of funds. These certifications are crucial for the SBA and the lender to assess eligibility, suitability, and compliance with federal regulations and program rules, ensuring accountability.
The borrower signs Form 1919, certifying they are not engaged in an ineligible business activity, have not defaulted on government debt, and will use the loan proceeds solely for approved purposes. These certifications are reviewed by the lender and relied upon for loan approval.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SBA Form 1919 - Borrower Information Form
SOP 50 10 - Lender and Development Company Loan Programs
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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