Glossary · Reading the business
In short
A collection of patents owned by a business, protecting its inventions and intellectual property. For certain businesses, this can be a significant asset and a source of competitive advantage.
If the business relies heavily on unique technology or processes, a strong patent portfolio can add substantial value. During due diligence, verify the validity and enforceability of these patents. While intangible assets, they contribute to the business's overall value and future earnings potential, but are generally not considered primary collateral for SBA loans.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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