Glossary · Doing the deal
In short
This is the process by which the lender manages and releases loan funds only for approved purposes, ensuring compliance with the loan authorization. It protects both the lender and the SBA from misuse.
Your lender will not just hand you a check for the full loan amount. They use disbursement control to pay sellers, refinance existing debt, or fund working capital directly, often requiring invoices or proof of payment. Understand the disbursement schedule and what documentation you'll need to provide to ensure a smooth closing.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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