Glossary · Reading the business
In short
These are items of value owned by the business, like equipment, inventory, or accounts receivable. They are critical for operations and serve as primary collateral for an acquisition loan.
Lenders will conduct a collateral analysis to determine the liquidation value of these assets. Understand which assets are included in the sale and their condition, as this impacts the loan's collateral coverage and the overall deal structure.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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