Glossary · People and paperwork
In short
A person or company hired by a primary contractor to perform a specific part of a larger project. They are not direct employees of the main business.
When analyzing a business that heavily relies on subcontractors, understand the contracts and dependencies. The SBA wants to ensure the business has stable operations, and an over-reliance on a few critical subcontractors could be a risk if those relationships aren't solid or transferable.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day