Glossary · The loan itself
In short
This is a temporary pause in your loan payments, usually granted during financial hardship. While it sounds appealing, it's rare for an acquisition loan and typically only offered in severe, unforeseen circumstances.
Do not plan on a deferment as part of your acquisition strategy; SBA loans require consistent repayment. If your business faces unexpected distress post-acquisition, you might discuss this with your lender, but it's a last resort to avoid loan default. Interest usually continues to accrue during deferment.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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