Glossary · People and paperwork
In short
Failing to disclose a relationship between you, the business, or other entities that could impact SBA size standards or eligibility. This can invalidate your loan.
The SBA has strict rules about affiliation, which determine if a business meets small business size standards. If you or the seller have ownership or control in other entities, you must disclose them. An undisclosed affiliation could deem the business "too large" for an SBA loan, killing your deal.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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