Glossary · Doing the deal
In short
Loan origination is the entire process from when you first apply for a loan until the funds are disbursed. It involves application, underwriting, approval, and closing.
As a buyer, you'll navigate the origination process with your lender, providing financial documents, business plans, and personal information for underwriting. Be prepared for extensive due diligence. A smooth origination depends on clear communication and prompt responses to all requests to avoid delays to the closing.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Line up financing while you're under LOI
Tell us the business, the price, and your timeline — we'll match you with lenders who close deals like yours and flag anything that stalls the process.
Free · No documents · Usually same-day