Glossary · Doing the deal
In short
An internal SBA process where a lender's loan portfolio and practices are periodically audited to ensure compliance with SBA rules. This impacts lenders, but ultimately affects how rigorously your loan is underwritten.
While not directly involving you, programmatic reviews keep lenders on their toes. A lender facing a review might be more conservative in their underwriting or require more documentation to avoid Servicing deficiency findings. This means stricter adherence to SOP 50 10 during your loan application and closing process.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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