Glossary · The loan itself
In short
This arrangement allows you to postpone making principal payments on your loan for a set period. You typically still pay interest during this deferment.
An SBA loan might include a deferment period, allowing you to delay principal payments for a few months post-closing. This can provide crucial breathing room for your business to stabilize and generate cash flow. Always confirm the exact terms and duration with your lender.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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