Glossary · Reading the business
In short
This is your detailed roadmap for how the business will run after you take over, covering everything from daily operations to growth strategies.
Your Operating plan is a critical component of your Business plan for the lender. It demonstrates your understanding of the business and how you'll manage it to ensure Repayment capacity. It should address staffing, marketing, and how you'll maintain or improve Operational capacity.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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