Glossary · The loan itself
In short
This refers to the highest loan amount the SBA can guarantee for a single borrower under the 7(a) program. It's a hard cap on the total funds you can get.
The current statutory maximum for an SBA 7(a) loan is $5 million. This means that even if a deal's total project cost is higher, the SBA's guaranteed portion cannot exceed this limit. Understand how this cap affects your ability to finance larger acquisitions.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
Free · No documents · Usually same-day