Glossary · The loan itself
In short
A streamlined version of the 7(a) loan program, typically for smaller loan amounts (up to $500,000) with faster processing. Lenders use their own forms and procedures with an SBA guaranty.
If you're buying a smaller business, an SBA Express loan might be an option. Lenders have delegated authority to make credit decisions, potentially speeding up approval. Be aware that the maximum SBA guaranty percentage is lower than a standard 7(a) loan.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
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