Glossary · The loan itself
In short
This is a clause in your loan agreement allowing the lender to demand immediate repayment of the entire outstanding loan balance if you default. It's how lenders protect themselves when a borrower fails to meet terms.
If you violate a covenant or default on your SBA loan, the lender can invoke its acceleration rights, calling the entire loan due. This is a severe consequence of default. Understand all loan covenants and payment terms to avoid triggering this clause and putting your business at risk.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
Free · No documents · Usually same-day