Glossary · Doing the deal
In short
An ESOP is an employee benefit plan that gives workers ownership interest in the company. If the business you're buying has an ESOP, it adds complexity to the ownership structure and deal mechanics.
Acquiring a business with an ESOP requires navigating specific ERISA regulations and valuation methodologies. It can affect how shares are transferred and priced. Ensure your legal and financial advisors have experience with ESOPs to manage the transaction smoothly and avoid unexpected liabilities.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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