Glossary · Your money in the deal
In short
This is the savings component that accumulates within certain types of life insurance policies, like whole life. It can be borrowed against or withdrawn, making it a potential source of funds for your equity injection.
Lenders will look at your personal liquidity to ensure you have sufficient funds for your equity injection and post-closing working capital. If you have a whole life policy, its cash value is considered an asset. You might assign the policy to the lender as collateral or use the cash value for your down payment.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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