Glossary · The loan itself
In short
The remaining amount of the original loan balance that still needs to be repaid, not including accrued interest. This is the current remaining balance of your SBA loan.
Your outstanding principal decreases with each payment that exceeds the interest portion. Knowing this figure helps you track your debt repayment progress and calculate potential prepayment penalties or the cost to pay off the loan early.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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