Glossary · Your money in the deal
In short
Money given to a buyer by an eligible donor (usually a close relative) to be used as part of their equity injection in an SBA loan. It reduces the cash you need to bring to the table yourself.
The SBA allows gift funds for the equity injection, but they must be "unconditional" and from an eligible source. The donor must sign a gift letter stating no repayment is expected. Lenders will verify the source of these funds, so track the money from the donor's account to yours.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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