Glossary · Reading the business
In short
This refers to land and buildings. If the business owns its property, it's a valuable asset that can also serve as collateral for your acquisition loan.
Acquiring real estate with the business can lengthen your loan term to 25 years, improving your cash flow. However, it requires an appraisal and potentially an environmental site assessment, adding complexity and cost to due diligence.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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