Glossary · People and paperwork
In short
Your annual tax filing with the IRS detailing your personal income, deductions, and tax liability. Lenders use these to verify your personal financial health.
As part of your SBA 7(a) loan application, you'll provide several years of personal income tax returns (IRS Form 1040s) for yourself and any other guarantors. The lender will analyze these to assess your global cash flow and personal ability to repay.
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
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