Glossary · Your money in the deal
In short
A tax-advantaged retirement savings plan offered by employers, allowing employees to contribute a portion of their salary before taxes.
You can use funds from your 401(k) to finance a business acquisition through a process called Rollovers for Business Startups (ROBS). This allows you to invest retirement funds without incurring early withdrawal penalties or taxes, but it's complex and requires strict compliance with IRS rules and ERISA. Seek expert guidance if considering this.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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