Glossary · The loan itself
In short
Fees charged by the lender for processing and closing your loan. These add to your total project costs, so know what you're paying.
Lenders charge origination fees to cover their administrative costs. The SBA limits what lenders can charge, usually as a percentage of the loan amount, and these are often financed into the loan. Always get a clear breakdown of all fees upfront.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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