Glossary · The loan itself
In short
A fee schedule lists all charges associated with your SBA loan, including origination fees, guaranty fees, and closing costs. Review it carefully to understand the total cost of financing.
Your lender will provide a fee schedule outlining all costs, which can include packaging fees, legal fees, and the SBA upfront guaranty fee. These fees are part of your total project costs. Ensure you understand what each fee covers and if it's eligible to be financed into the loan.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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