Glossary · The loan itself
In short
This is the interest that has accumulated on a loan but has not yet been paid. It grows over time, even if payments aren't due immediately.
In an SBA loan, accrued interest is calculated daily on the outstanding principal balance. Be aware of how interest accrues between your first disbursement and your first payment. This can impact your initial cash flow.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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