Glossary · Doing the deal
In short
A fee structure where the percentage or amount charged changes based on the loan amount or other specified thresholds. This impacts your total upfront costs.
The SBA's guaranty fee often follows a tiered fee schedule, with different percentages applied to various portions of the loan amount. Your lender closing costs might also be structured this way. Understand how these fees are calculated, as they are part of your total project costs and equity injection requirements.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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