Glossary · People and paperwork
In short
A document signed by the lender certifying that they've met all SBA requirements for the 7(a) loan. It confirms compliance with SBA rules before the loan is funded.
This certificate is a critical closing document. It's the lender's formal assurance to the SBA that the loan was properly underwritten and closed according to all regulations. As a buyer, you rely on your lender to ensure this is accurate for your loan's validity.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day