Glossary · The loan itself
In short
A legal limit set by statute on certain aspects of an SBA loan, most commonly the maximum interest rate or loan amount. Buyer cares because it defines the boundaries of what's possible with SBA financing.
The SBA sets Statutory Caps on several loan features, including the maximum interest rate lenders can charge and the maximum total loan amount ($5 million for most 7(a) loans). Understand these caps to ensure your lender's terms are compliant and your financing needs fit within the program's limits.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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