Glossary · Your money in the deal
In short
This is the amount of your own money you contribute to the deal. The SBA requires a minimum personal investment, showing your commitment and reducing the loan amount.
For a 7(a) business acquisition, you typically need to inject at least 10% of the total project costs from your own seasoned funds. This equity injection is crucial for meeting SBA requirements and demonstrating your skin in the game.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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