Glossary · Doing the deal
In short
This refers to all the costs and charges associated with obtaining and maintaining your SBA 7(a) loan. Understanding it helps you budget accurately for the deal.
The fee structure for an SBA 7(a) loan includes the upfront guaranty fee, ongoing servicing fee, lender closing costs, and sometimes packaging or legal fees. These are part of your total project costs. Review the SBA Loan Authorization carefully to understand all fees you'll pay.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Line up financing while you're under LOI
Tell us the business, the price, and your timeline — we'll match you with lenders who close deals like yours and flag anything that stalls the process.
Free · No documents · Usually same-day